Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Overdraft: Banco A. J. Renner S.A., Economic Indicators

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Last updated 22 novembro 2024

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Overdraft: Banco A. J. Renner S.A., Economic Indicators

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Overdraft: Banco A. J. Renner S.A. data was reported at 366.350 % pa in Jul 2019. This records an increase from the previous number of 365.970 % pa for Jul 2019. Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Overdraft: Banco A. J. Renner S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 367.240 % pa in 23 Nov 2018 and a record low of 0.000 % pa in 09 Nov 2018. Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Overdraft: Banco A. J. Renner S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB030: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Overdraft. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this